For those who believe in karma, what does karma mean to you?

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I've said it enough times you might have seen it already, but I don't believe that karma is a kind of cosmic scoresheet where if you do bad it means bad things come to you and if you do good it means good things come to you.

In Conversations with God book 1, God has this to say about karma:

"No, there is no such thing as karmic debt�not in the sense that you mean in this question. A debt is something that must or should be repaid.

You are not obligated to do anything.

Still, there are certain things that you want to do; choose to experience. And some of these choices hinge on�the desire for them has been created by�what you have experienced before.

That is as close as words can come to this thing you call karma.

If karma is the innate desire to be better, to be bigger, to evolve and to grow, and to look at past events and experiences as a measure of that, then, yes, karma does exist.

But it does not require anything. Nothing is ever required. You are, as always you have ever been, a being of free choice."

I might extend that a little bit to say that there are some spiritual principles in effect that can act in a way that's vaguely along the lines of what we call karma, such as the law of attraction. If you're a negative person you'll attract negativity in your life, if you're a positive person you'll attract positivity.

Then there is something else that God said in Conversations with God book 3,

'One of the most important laws of cause and effect is this:

All caused effect is ultimately experienced by the Self.

What does that mean?

Whatever you cause another to experience, you will one day experience.

Members of your New Age community have a more colorful way of putting it.

"What goes around, comes around."'

"What goes around comes around" does sound a lot like karma, but I guess there are some differences. 1) It's not simply that if you do bad things bad things will come to you and the same for good things, it's more specific than that, the specific things you do will be done to you, and I think that's more conducive to learning, and also less implicative of the notion of "deservingness" or cosmic judgement. 2) I'm not sure what the time frame implied here is. Maybe you won't experience something you dished out until some other life 1,000,000 years from now?

I don't really know for sure if what's said in that quotation is even true. I believe Neale has successfully channeled a universally large being that it's fair enough to call "God," but as it even says in the books, Neale is a filter, and not a perfect one.

I've also read in a book channeled from someone in the afterlife that (at least some) people who lead selfish or whatever lives will experience a less than great afterlife (for a time being), but that--and this is an important nuance--these people mete out these consequences for themselves on some level. This is probably just an example of the principle God talks about in the first passage I quoted (which, by the way, I have more confidence in than the second passage. It just rings true to me. The second passage I have no intuition about one way or the other.)